Privacy Notice of
Dana J. Turner Insurance Services, Inc.
We take pride in
guarding your privacy. We are committed to protecting the privacy
and security of your personal and financial data.
We provide products and
services that involve private and sensitive data. Guarding and
keeping it safe is vital to us. This notice explains our data
policies and practices. First, we want you to know how we collect,
store and protect your data. Second, we want to inform you about our
data sharing policies. We do this because you are a valued customer.
We collect only the
minimum data required to deliver products and services to you.
The data we collect varies
with the type of product you request and may include:
Application Data
Data you give us or the insurers we represent. The data may change
depending upon the type of policy you purchase. Examples are your
assets, income, medical records, family data, address, employer(s),
and account or policy data.
Employer Data
Data from your employer, benefit plan sponsor etc. on any group
products we may provide. Examples are your name, address, income,
medical records, family data, job description and social security
number(s).
Transaction and
Experience Data
Data about your contacts with us and our business partners. Examples
are payment history, beneficiary changes, ownership changes, medical
or dental or vision claims, disability claims, long term care
claims.
We limit how, when
and where we share your data.
First
We do not sell your personal or financial data to anybody. We
do not disclose your data or former customer data for marketing
purposes.
Second
We do not share your medical data for any purpose other than
to complete a matter requested by you or if it is required by law.
Third
We do not share customer data with anyone unless required or
allowed by law. We share only the data that is needed to
complete the matter or service. We may disclose all the data
described above under limited circumstances. Examples of when we may
share data include:
a) Servicing your
account or policy such as ID cards, billing and payment data.
b) Processing, or paying
a claim.
c) Processing a request
by you such as adding or deleting a family member, changing coverage
levels, etc.
d) Protecting your
account or policy from fraud or theft.
e) Underwriting a
policy.
We share data under
the following circumstances.
When legally possible we
require those we share data with to maintain its security. These
include:
|
TYPE |
EXAMPLES |
| Support Help |
Computer services,
claim processors, mailing firms, etc. |
| Insurance Support
Groups |
Insurance physical
exam firms, Medical Information Bureau, consumer reporting
services, etc. |
| Insurance and
Quoting Firms |
General agents,
computer quoting services, enrollment services, etc.
|
| Medical, Dental and
Vision Service Providers |
Physicians,
dentists, hospitals, etc. |
| Insurance Entity or
HMO |
Carriers or insurers
you have coverage through etc. |
| Law Enforcement,
Regulators, or the Courts |
In response to
a subpoena, a court order, to obtain government benefits,
stop fraud or theft, etc. |
| Group Policy Holders |
Employers or groups
you have coverage through, etc. |
| Lien Holders and
Co-Owners |
Others with a legal
interest in the policy, etc. |
| Businesses Who
Intend to Buy |
Other insurers or
agents who intend to buy our business in whole or in part, etc.
|
We maintain physical,
electronic, and administrative safeguards to insure the protection
of data.
Only agents and
administrative persons have access to data. We have installed
physical and electronic measures, such as virus and firewall
protection and other means to protect your data. We physically
protect your data and train staff about their duty to protect your
data.
You have the right to
access, copy, review and request correction of the data we collect
and maintain.
We act on all requests made
to us in writing within 30 days of receipt. If you believe there is
an error in your data, you may request in writing that it be
corrected. We will notify you within 30 days of receiving the
request to correct the data that it has been corrected or inform you
why we are unable to make the requested change with an explanation.
If you disagree in any way, you may supply us with a short statement
explaining why you disagree. It will be filed with your personal
data.
We will renew our
Privacy Policy to you in writing annually. We may change our privacy
policies and practices from time to time. These changes may be a
result of new laws or regulations, court rulings, changing business
practices etc. If we do make material changes, we will notify you
prior to making them. You can contact our office to obtain a copy of
our latest privacy policy.
|
