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Privacy Notice of
Dana J. Turner Insurance Services, Inc.
We take pride in guarding your privacy. We are committed to protecting the privacy and security of your personal and financial data.
We provide products and services that involve private and sensitive data. Guarding and keeping it safe is vital to us. This notice explains our data policies and practices. First, we want you to know how we collect, store and protect your data. Second, we want to inform you about our data sharing policies. We do this because you are a valued customer.
We collect only the minimum data required to deliver products and services to you.
The data we collect varies with the type of product you request and may include:
Application Data
Data you give us or the insurers we represent. The data may change depending upon the type of policy you purchase. Examples are your assets, income, medical records, family data, address, employer(s), and account or policy data.
Employer Data
Data from your employer, benefit plan sponsor etc. on any group products we may provide. Examples are your name, address, income, medical records, family data, job description and social security number(s).
Transaction and Experience Data
Data about your contacts with us and our business partners. Examples are payment history, beneficiary changes, ownership changes, medical or dental or vision claims, disability claims, long term care claims.
We limit how, when and where we share your data.
First
We do not sell your personal or financial data to anybody. We do not disclose your data or former customer data for marketing purposes.
Second
We do not share your medical data for any purpose other than to complete a matter requested by you or if it is required by law.
Third
We do not share customer data with anyone unless required or allowed by law. We share only the data that is needed to complete the matter or service. We may disclose all the data described above under limited circumstances. Examples of when we may share data include:
a) Servicing your account or policy such as ID cards, billing and payment data.
b) Processing, or paying a claim.
c) Processing a request by you such as adding or deleting a family member, changing coverage levels, etc.
d) Protecting your account or policy from fraud or theft.
e) Underwriting a policy.
We share data under the following circumstances.
When legally possible we require those we share data with to maintain its security. These include:
| TYPE |
EXAMPLES |
| Support Help |
Computer services, claim processors, mailing firms, etc. |
| Insurance Support Groups |
Insurance physical exam firms, Medical Information Bureau, consumer reporting services, etc. |
| Insurance and Quoting Firms |
General agents, computer quoting services, enrollment services, etc. |
| Medical, Dental and Vision Service Providers |
Physicians, dentists, hospitals, etc. |
| Insurance Entity or HMO |
Carriers or insurers you have coverage through etc. |
| Law Enforcement, Regulators, or the Courts |
In response to a subpoena, a court order, to obtain government benefits, stop fraud or theft, etc. |
| Group Policy Holders |
Employers or groups you have coverage through, etc. |
| Lien Holders and Co-Owners |
Others with a legal interest in the policy, etc. |
| Businesses Who Intend to Buy |
Other insurers or agents who intend to buy our business in whole or in part, etc. |
We maintain physical, electronic, and administrative safeguards to insure the protection of data.
Only agents and administrative persons have access to data. We have installed physical and electronic measures, such as virus and firewall protection and other means to protect your data. We physically protect your data and train staff about their duty to protect your data.
You have the right to access, copy, review and request correction of the data we collect and maintain.
We act on all requests made to us in writing within 30 days of receipt. If you believe there is an error in your data, you may request in writing that it be corrected. We will notify you within 30 days of receiving the request to correct the data that it has been corrected or inform you why we are unable to make the requested change with an explanation. If you disagree in any way, you may supply us with a short statement explaining why you disagree. It will be filed with your personal data.
We will renew our Privacy Policy to you in writing annually. We may change our privacy policies and practices from time to time. These changes may be a result of new laws or regulations, court rulings, changing business practices etc. If we do make material changes, we will notify you prior to making them. You can contact our office to obtain a copy of our latest privacy policy.
Last Updated 4/24/06 |
