Individual Vision Insurance California
Individual vision insurance is an inexpensive insurance policy designed specifically for eye health care. Typically, a vision benefits package provides free eye care services and eyewear within fixed dollar amounts in exchange for an annual premium or membership fee and a relatively small co-pay (fixed dollar amount) each time you access a service. People, who benefit from vision insurance, are those of us who are unlucky enough wear glasses or contacts regularly, or have other eye problems.
What does Vision Insurance cover?
Depending on the policy or coverage you choose Vision insurance can help offset the costs involved in the following basic services:
- Annual eye examinations
- Eyeglass frames
- Eyeglass lenses
- Contact lenses
- Discounted rates for LASIK and PRK*
Of course, even if you have perfect eye health but are interested in getting regular eye check-ups, such an insurance policy will quite beneficial too. Since the premium attached to a vision insurance policy is usually quite low, you’ll find that it pays for itself on an annual basis. It is no secret that regular doctor visits and prescription glasses can put a significant strain on your wallet. A pair of prescription glasses along with quality frames can cost anywhere from $100-$500 dollars, and that’s not including the eye exam. An individual vision insurance policy may cut these costs down by providing cover for visits to the optometrist and a discount on the lenses.* A few specially designed policies can even take care of very expensive procedures such as LASIK, cataract surgery, etc. In other words, whatever your requirement, you can get a policy that fits your needs.
For more information on obtaining Vision Insurance contact, Dana J. Turner Insurance Services Inc. at 661-296-0240 or fill out our online form above for your FREE Vision Insurance Quote today.
California Corp. Life and Disability License # 0D01891
